Budget Management That Actually Works
Learn to consolidate finances across accounts, track spending patterns, and build sustainable habits.
We've been teaching budget consolidation skills since 2019. Our program walks you through practical methods for organizing multiple accounts, understanding where money flows, and making informed decisions. Starting in September 2025, you'll work through real scenarios at your own pace.
Get Program DetailsLearning Path
Our curriculum builds skills progressively. You start with account organization basics and work toward comprehensive financial oversight.
Foundation Module
First six weeks cover account mapping, transaction categorization, and basic consolidation frameworks. You'll organize existing accounts and identify spending categories that matter for your situation.
Analysis Techniques
Weeks seven through twelve focus on pattern recognition. Learn to spot recurring expenses, identify seasonal variations, and understand cash flow timing across multiple accounts.
System Development
Months four through six involve building your personal tracking system. We cover different consolidation approaches and help you choose methods that fit your banking setup and lifestyle.
Maintenance Skills
Final three months teach sustainable practices. You'll develop routines for regular account reviews, adjustment strategies when circumstances change, and methods to keep systems functional long-term.
Practical Application
Real Work, Not Theory
Each module includes exercises using actual account data. You won't work with hypothetical scenarios. Instead, you'll apply techniques to your own finances during guided sessions.
Our Bangkok-based instructors understand the complexity of managing accounts across different Thai banks, mobile payment systems, and cash transactions common in local markets.
Common Questions
Answers organized by where you are in the decision process.
What background do I need?
None, really. If you have multiple bank accounts and feel overwhelmed tracking them, you're ready. We start with spreadsheet basics and work up from there.
How much time does this require?
Plan for five hours weekly. That includes two hours of instruction, two hours practicing techniques, and about an hour reviewing your own accounts.
What if I miss a session?
All instruction gets recorded. You can watch later and catch up before the next module. We also run monthly review sessions where you can ask questions about earlier material.
Can I get individual help?
Yes. Each student gets three one-on-one consultations throughout the program. Use them when you're stuck on your specific account setup or need help adapting techniques.
Do I get continued access?
All course materials stay available for two years. That includes recordings, templates, and tool recommendations. We also maintain an alumni discussion group.
What happens when my situation changes?
We offer quarterly refresh workshops for graduates. They're optional but helpful when you add new accounts, change jobs, or face other financial transitions.
Finding Your Path
Different situations call for different approaches. Here's how we help you figure out what fits.
Just starting to track expenses?
Begin with Foundation Module in September 2025. We'll cover account organization basics and simple tracking methods.
Good fit if you currently just check balances occasionally and don't have a systematic approach to understanding spending patterns.
Already tracking but struggling with multiple accounts?
Skip to Analysis Techniques starting October 2025. Focus on consolidation strategies and pattern recognition across accounts.
Makes sense when you have tracking habits but can't see the full picture because information lives in different places.
Need help with Thai banking specifics?
Join our Bangkok-focused cohort. We address challenges unique to managing accounts across Thai banks, PromptPay, and mobile payment platforms.
Particularly useful for expats or anyone dealing with both Thai and international accounts simultaneously.
Looking for business expense management?
We offer an extended program covering business account consolidation, starting November 2025. Includes vendor payment tracking and tax preparation fundamentals.
Designed for freelancers and small business owners managing personal and business finances separately but needing overview of both.
Who Teaches This
Our instructors work in financial planning and have taught budget management for years. They understand the practical challenges.
Aleksi Penttinen
Lead Instructor
Spent twelve years helping Bangkok residents organize finances. Former banking analyst who got tired of complicated systems and started teaching practical approaches instead.
Siobhan Kilbride
Systems Specialist
Focuses on building sustainable tracking systems. Worked in financial tech before switching to education. Teaches the System Development module and handles individual consultations.